Biometrics has been used for security measures for several decades now. It is used to verify individuals’ identity based on their unique biological features such as fingerprints, eye retina, voice, and other facial features. All facial features are unique identities of individuals that can be used to verify their identity.
This is why online face verification is on the rise in the industry of biometric authentication. It is being adopted widely by multiple sectors and industries to onboard clients and adhere to the compliance of regulatory bodies. Additionally, facial verification is being used in mobile phones to enhance security protocols.
Why The Need For Facial Verification Services?
Criminals have been stealing the identities of individuals for their own benefit. Benefits that are illegal as well as inhumane. Businesses face various threats on a daily basis and amongst the most common is identity theft. The identities such as ID cards, passports, or driving licenses are stolen physically or through cyberattacks. Cybercriminals use these individuals’ identities to get their hands on insurance benefits or government benefits such as unemployment claims. Furthermore, criminals also claim healthcare benefits through medical identity theft. This is why businesses are required by law to verify the identities of their clients through facial verification and also verify business identities through ID document verification.
Types Of Frauds
Fake identity
Lawbreakers create verification documents and cards using fake identities. These cards are not provided by the government office responsible for making official documents therefore it makes it an illegal act. Such documents are extremely similar to the original ones and only have slight to no changes.
But the use of AI-powered facial verification software identifies all these loopholes and tracks down any chances of tampered with or edited documents. The software matches the individuals’ live pictures with the documents’ images and runs verification checks such as liveness detection and reads facial features for any fakeness.
Synthetic identity
Synthetic identity frauds are based on criminals stealing partial information to make their own identity documents, for example attaching their own picture in the document of another person. These thefts are usually completed using the identities of minors or elders because they are infrequently used. Synthetic identities are easily missed in the systems due to the lack of proper security features such as biometric facial verification.
As these identities are difficult to catch, advanced technology should be adopted such as facial recognition technology that runs multiple verification checks before authenticating an individual.
How Does Facial Recognition Work?
Facial recognition technology is the fastest-growing technology of all time because of its quick turnover time. Furthermore, it is easy to use and has reliable and authentic results. Online facial verification that uses AI-powered technology has been the most effective solution in combating identity thefts.
The process of verification is completed in several steps described below.
1. Face matching
The online face recognition technology matches the person’s photo with the picture on the document. If the fraudster is using a fake photo or fake documents, facial verification technology will detect it. Through this criminals cannot steal the photo identity of individuals even if they tamper the documents to a perfect match.
2. Liveness detection
The process of liveness detection requires the end user to send their live video which is then verified through online facial verification technology. The technology matches the live video with the picture of the ID documents and catches any spoofing. Additionally, spoof attacks such as uploading of old video acquired through social media channels of the person whose identity is stolen are also detected through liveness detection. This makes online facial verification a robust and the most accurate technology.
3. 3D depth perception
3D depth perception micro analyzes and detects even minor attempts of fraudsters trying to scam the system. The 3D detection system analyzes facial features such as the space between two eyes and the space between the mouth and the lips. Any differences that arise are recorded and further analyzed such as verification of skin texture.
Furthermore, if a person is wearing a 2D or a 3D mask, it is also detected through 3D depth perception in online facial verification technology. Through this process, any video or picture photoshopped or edited is also detected thus making it a completely authentic process.
The Final Verdict
Securing one’s business from potential frauds and threats is the optimum solution rather than encountering them on a daily basis. It is essential for all online businesses as well as non-digital businesses. Client face recognition solutions reduce the risk of identity thefts and frauds when onboarding them. A face verification technology not only helps combat all frauds related to identity thefts but also helps businesses maintain a friendly customer experience and their business reputation.
